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Helping Seniors Navigate Downsizing, Moving & Life Transitions

Leaving a longtime home can feel overwhelming, both emotionally and financially. Gidget Jackson helps Florida seniors and their families plan for downsizing, selling a home, relocating, moving closer to family or transitioning into an independent-living or assisted-living community.

As your Senior Planning Advisor, I can help you explore housing and financing options, coordinate the sale of your home, organize the moving process and connect you with trusted senior-related professionals. Together, we can create a practical transition plan that supports your needs, lifestyle and future goals.

Selling Your Home as Part of Your Transition

Finding the Right Home for Your Next Chapter

Downsizing or Moving to a New Home

Purchasing a Second Home

Selling Your Home to Support Your Next Move

Sell Your Home & Purchase with a Reverse Mortgage

Sell Your Home & Transition to Assited Living

Sell Your Home Quickly to an Investor

Avoiding Foreclosure: Selling Your Home Through A Short Sale

Planning & Managing Your Move

Senior Moving Checklist

Downsizing, Decluttering & Managing the Clean-Out

Managing Art, Collectables & Personal Belongings

Finalizing Your Move & Home Transition

Not Sure Where to Start?

Helping Seniors Navigate Downsizing, Moving & Life Transitions

Leaving your home and transitioning into a new chapter of life can feel overwhelming, both emotionally and financially. You don't have to navigate this journey alone. I'm here to help you work through the many details and decisions involved, from exploring housing options and understanding your financial resources to coordinating the sale of your home and connecting you with trusted professionals and services. Whether you're downsizing, moving closer to family, or considering a senior living community, my goal is to simplify the process, ease the stress, and help you make informed decisions with confidence and peace of mind. Together, we'll create a transition plan that fits your needs, lifestyle, and future goals.

Selling Your Home as Part of Your Transition

Finding the Right Home for Your Next Chapter

Downsizing or Moving to a New Home

If downsizing or relocating, selling your home and purchasing another one, there are many options
- Traditional financing requires qualifying based on the borrower's income and expenses, with monthly mortgage payments that are typically made. This works well for individuals who can afford the added expense.
- Reverse for Purchase Option
  - A reverse for purchase option allows homeowners to sell their existing home and purchase the new home with a mortgage that requires no monthly payments and, in some cases, can include taxes and insurance.
  - This option helps borrowers to access more of their residual income without the expense of a mortgage payment.
  - This type of loan provides a lump sum for the purchase of a home. Buyers usually need to make a substantial down payment.
- New Purchase is more than the sale of the prior home
  - Seniors can use the proceeds from the sale of their prior home as a down payment. If there is not enough proceeds other qualifying sources may be used.

Purchasing a Second Home

Buy a second home without having to pay a mortgage by using the equity in your primary home, and have no mortgage payments
- A Reverse Line of Credit on a primary home can also be used to purchase a second home.
Traditional mortgages can be used to purchase a second home, but do require monthly mortgage payments.

Selling Your Home to Support Your Next Move

This happens when you sell and do not plan to stay in the home any longer, and are transitioning to another home
Prior to putting the home on the market, it is important to request a loan payoff to confirm the balance due to the lender. This will help to determine the current equity in the home.
The sale price must be at least 95% of the appraised value.

Sell Your Home & Purchase with a Reverse Mortgage

Not a good option if
- You are going to need to move in within the next several years.
- You have health issues that may limit your ability to continue living independently.
Call Gidget to get more information on this option when selling and moving to another location.

Sell Your Home & Transition to Assited Living

Planning the move to meet the transition needs.
Ask me about a Bridge Loan if you need to move sooner.

Sell Your Home Quickly to an Investor

Sometimes it's necessary to sell fast. Maybe the funds are needed for healthcare or lots of repairs
Let's review your options so you can make a decision based on what is needed for you and your family.

Avoiding Foreclosure: Selling Your Home Through A Short Sale

Let me help you avoid this!
If a short sale or foreclosure is looming, it's important to get ahead of the process and not let too much time go by.
Lenders do not want to foreclose. It's costly for everyone.
I'll do the heavy lifting and help negotiate a short sale as part of a home sale at no out-of-pocket cost to the seller. Most lenders will pay compensation for the sale even if there is not enough equity for the seller to pay.
Sometimes the lenders offer cash for keys to the seller for an easy transition when the home is occupied.

Planning & Managing Your Move

Senior Moving Checklist

Click here to download the Moving Checklist

Downsizing, Decluttering & Managing the Clean-Out

You, your family, or I can manage the clean out.
Pack, clean, and move - see our list of Vendors
Assistance with removal of items left in the home

Managing Art, Collectables & Personal Belongings

You might be surprised what some of that art and collectables you've been saving are worth.

Finalizing Your Move & Home Transition

Access to utilities
Warranties
Vendors that work on the property, i.e., lawn care, pool service, etc.
Finalizing the home sale. That's one of my super powers.

Not Sure Where to Start?

Leaving a longtime home can involve many decisions—from selling the property and choosing where to live next to downsizing, financing, moving, and coordinating the details. As your Senior Planning Advisor, I can help you look at the entire picture, understand your options, and develop a transition plan that works for you and your family.

Talk With Gidget About Your Next Step

Explore Assisted Living Options

Explore Purchasing a New Home

Explore Selling Your Home

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